Jacky Xie is a finance professional with deep expertise in structured finance, credit analysis, and risk management, with a proven track record in portfolio management, deal structuring, and underwriting innovation across global financial institutions. He specializes in optimizing capital allocation, mitigating risk exposure, and driving financial efficiency.

With a B.A. in Economics from SUNY Buffalo, Jacky possesses a strong foundation in quantitative analysis, macroeconomic trends, and financial modeling.  With over a decade of Financial Service experience, Jacky managed $4 billion in credit exposure, implementing risk-optimized investment strategies and navigating complex financial structures. He structured $1 billion in debt financings for fintech and insurance firms, playing a key role in capital structuring, risk assessment, and growth financing.

Jacky is particularly interested in the intersection of finance and technology, exploring how AI, blockchain, and alternative lending models are reshaping capital markets. In addition to his institutional experience, he is committed to helping early-stage fintech startups navigate funding challenges, structure capital efficiently, and build sustainable financial models that drive long-term success.

Currently pursuing an MBA at Cornell University’s Johnson Graduate School of Management, Jacky is expanding his expertise in fintech innovation, structured credit markets, and investment strategy to help bridge the gap between traditional financial institutions and disruptive fintech startups, helping shape the future of global finance.

Based in New York, Jacky is passionate about advancing financial innovation, optimizing capital efficiency, and supporting the next generation of fintech entrepreneurs in scaling their businesses.